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Cabin Insurance

Cabin Insurance Program

As a member of NFH, the Cabin Insurance Program is available to you. NFH endorses Assurance Risk Managers, Inc. as our strategic partner and they provide cabin insurance coverage to our members.


To access ARM's NFH Insurance Portal and request further information, including a quote for insurance, please fill out our form before proceeding to the ARM portal where you may download a full application for insurance:





Please note:  NFH does NOT sell insurance and is not a party to any contract between the carriers, ARM and the cabin owner. This cabin insurance program is only available to cabin owners under the USFS Recreation Residence program, and NFH membership is required to bind a policy.



In 2018, NFH formed an agreement with Assurance Risk Managers, Inc. (ARM), license CA # 0C73841, to offer a Cabin Insurance Program for our members. Per this agreement, NFH endorses ARM's cabin insurance offerings, including these benefits:


   - Nationwide program availability.
   - Options designed for recreation residence permit holders.
   - Full coverage or liability-only options.
   - Risk management education and tips.

Cabin Insurance Survey (2019)

NFH surveyed cabin owners in April 2019 about cabin insurance experiences. This survey closely followed the format of the survey conducted in late 2016. Please see the 2019 NFH Cabin Insurance Trends report below for more information.


*Not sure you need cabin insurance? Click here to see some reasons why you might.

Have a Question, or want to submit a omment? 
Click here to
 submit your cabin insurance question or comment.

Insurance Documents

Item Name Posted By Date Posted
2019 NFH Cabin Insurance Trends PDF (316.5 KB) Administration 5/22/2019
2019 Cabin Insurers by State PDF (104.59 KB) Administration 5/11/2019
2017 NFH Cabin Insurance Trends PDF (1.14 MB) Administration 5/22/2019
2017 Cabin Insurers by State PDF (350.97 KB) Administration 5/11/2019